Columbian Fire Insurance Company

The Franklin County Historical and Museum Society has in its collection (1975.72.1) a ledger of the O'Neil and Hale Insurance Agents, Malone, NY who were local agents for the Louisville, KY Columbian Fire Insurance Company.  This ledger from 1893-4 includes the policies of individuals and businesses from every corner of Franklin County.  From the Town of Bombay's policy insuring their covered bridge at Hogansburg

To the Tupper Lake Village school district #1 (formerly the town of Altamont) two-story school building:

Both structures were insured for $1250.00 with a November 14, 1893-November 14, 1894 policy.  The premiums on these policies were $18.75

O'Neil and Hale did a good business with the hotels in the county, selling policies to Loon Lake House:

the Berkley Hotel in Saranac Lake:

and Paul Smith's Hotel in the town of Brighton:

...among others.

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